Like any specialist, you can always give things a go before booking an appointment. It’s sometimes considered unwise to skip seeing a Doctor when you have a medical problem, the same distinction can be made between going to a bank directly or dealing with your Broker. Your home loan is likely your single biggest expense, what appears to be a small difference on face value can add up to tens of thousands of dollars over the life of your loan. Having someone in your corner to look after your interests, is why Mortgage Brokers are the #1 way to get home finance sorted.